Pag-IBIG MP2 Savings Calculator

Pag-IBIG MP2 savings are based on the amount you contribute and the dividends declared by Pag-IBIG Fund. You can make an initial deposit, add regular contributions and earn annual dividends based on the declared MP2 dividend rate. The final amount depends on your total contributions and the dividend option you choose.

The Pag-IBIG MP2 dividend rate is not fixed. Pag-IBIG Fund declares the dividend rate for each year based on the fund's performance. Because future dividend rates can change, this calculator lets you enter your own estimated rate when calculating your potential MP2 savings.

Your potential MP2 earnings depend on your starting amount, monthly contributions and the dividend rates declared during the five-year maturity period. Use the calculator above to estimate your total contributions, projected dividends and final MP2 value based on an assumed dividend rate.

With the compounded option, your dividends are added back to your MP2 savings and can generate additional dividends in subsequent years. With the annual payout option, your dividends are paid out annually rather than being added to the MP2 balance for compounding.

Yes. You can make additional contributions to your MP2 savings account. Regular monthly contributions can help increase the amount you have saved and potentially increase the dividends you earn over the five-year maturity period.

Pag-IBIG MP2 normally has a five-year maturity period. Your savings and applicable dividends can generally be claimed upon maturity. Early withdrawal may be allowed under certain circumstances, but the applicable rules and dividend treatment may differ.