Tax Calculator Philippines 2026

Philippine income tax is calculated based on taxable compensation after applicable mandatory employee contributions and other allowable deductions. The applicable graduated income tax rates under the TRAIN law are then applied to the resulting taxable income. This calculator provides an estimate based on monthly salary and the tax assumptions used in the tool.

The amount of income tax you pay depends on your taxable income and the applicable graduated tax bracket. Your gross salary alone does not determine your final tax because mandatory contributions and other applicable deductions can affect taxable compensation.

Employees in the Philippines generally contribute to SSS, PhilHealth and Pag-IBIG. These government contributions are deducted from an employee's pay according to the applicable contribution rules and salary bases. The exact amount can vary depending on the employee's salary and the current contribution schedules.

Your estimated take-home pay can be calculated by subtracting applicable employee contributions and income tax from your gross monthly salary. Use the calculator above to estimate your monthly SSS, PhilHealth and Pag-IBIG contributions, income tax and resulting net pay.

This calculator focuses on your regular monthly salary and does not automatically add your 13th month pay or other bonuses. The tax treatment of 13th month pay and other benefits can depend on the applicable tax-exempt thresholds and your total compensation for the year.

Gross salary is the amount you earn before deductions. Net salary, also called take-home pay, is the amount remaining after applicable employee contributions, income tax and other deductions have been taken from your pay.